Implementation of Pradhan Mantri Awas Yojana – Gramin has been approved by the Narendra Modi Government on 23rd March in a cabinet meeting. The rural housing scheme will help achieve housing for all by 2022 in Rural areas across the country.
LATEST UPDATE: Scheme has been named as Pradhan Mantri Gramin Awas Yojana replacing Indira Awas Yojana
Pradhan Mantri Awas Yojana – Gramin will be implemented in rural areas across the country except Delhi and Chandigarh. Below are the highlights of the housing for all by 2022 – Rural.
Pradhan Mantri Awas Yojana – Gramin – Highlights
- Government to construct 1 crore pucca (permanent) houses for the rural poor in the next three years.
- The scheme is expected to boost job creation in rural areas.
- The project will be implemented in a span of three years from 2016-17 to 2018-19 with a budget of Rs. 81,975 crore.
- Of the total estimated expenditure, Rs. 60,000 crore will come from budgetary allocations and the remaining through Nabard.
- The cost of unit (house) assistance is to be shared between central and state governments in the ratio 60:40 in plain areas and 90:10 for north-eastern and hilly states.
- Beneficiaries of the rural houses would be chosen according to data taken from the Socio-Economic Caste Census of 2011
- An allowance of Rs. 120,000 in plain areas and Rs. 130,000 in hilly areas will be provided for construction of homes.
- The unit size will be enhanced from the existing 20 sq.mt. to up to 25 sq.mt. including a dedicated area for hygienic cooking.
- Funds will be transferred electronically directly to the account of the beneficiary.
- The beneficiary would be facilitated to avail loan of up to 70000 rupees for construction of the house which is optional.
The scheme is also expected to generate employment in the rural areas, especially in the construction sector which is currently the 2nd largest employers in India.
Under the parent scheme, PM Awas Yojana – Urban, the government aims to develop 20 million homes by the year 2022. The government so far has sanctioned the construction of more than 5 lakh homes under the scheme.
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